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Fair and Accurate Credit Transactions Act - Under the Fair and Accurate Credit Transactions Act of 2003 (FACT Act or FACTA, ) which was passed by Congress on December 4 2003 as an amendment to the Fair Credit Reporting Act, consumers can request and obtain a free credit report once every twelve months from each of the three nationwide consumer credit reporting companies (Equifax, Experian and TransUnion). The following website has been set up for this:

Broken credit - Broken Credit is the state of having derogatory items reported on your credit report. The main credit bureaus are Experian, Trans Union, and Equifax.

Annual report - An annual report is a document which a company presents at its Annual General Meeting for approval by its shareholders. The report normally includes a profit and loss account and balance sheet, as well as a directors' report and an auditor's report.

Annual Monitoring Report - The Annual Monitoring Report is one of a number of documents required to be included in the Local Development Framework Development Plan Documents.

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