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Fair and Accurate Credit Transactions Act - Under the Fair and Accurate Credit Transactions Act of 2003 (FACT Act or FACTA, ) which was passed by Congress on December 4 2003 as an amendment to the Fair Credit Reporting Act, consumers can request and obtain a free credit report once every twelve months from each of the three nationwide consumer credit reporting companies (Equifax, Experian and TransUnion). The following website has been set up for this:

Remote operations service element protocol - The remote operations service element protocol (ROSE) is an application layer protocol that (a) provides remote operation capabilities, (b) allows interaction between entities in a distributed application, and (c) upon receiving a remote operations service request, allows the receiving entity to attempt the operation and report the results of the attempt to the requesting entity.

Annual report - An annual report is a document which a company presents at its Annual General Meeting for approval by its shareholders. The report normally includes a profit and loss account and balance sheet, as well as a directors' report and an auditor's report.

AEON Credit Service - () is a financial service corporation under AEON Group in Japan. It is mainly involved in the issuance of credit cards and is currently one of the largest issuers and leading consumer credit providers in Japan.

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